Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence―providing practical encouragement and inspiration for anyone who wants to join them.

Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales:

• of struggles overcome and the rewards that followed
• of enterprising solutions to unexpected problems
• of sacrifices made and the kindness of strangers
• of surprisingly simple steps―and the amazing places they can take you and much, much more.

Author JL Collins accompanies these readers’ stories with reflections on his “rules for the road”―as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller.

Pathfinders is the ultimate companion for your own journey to financial freedom―and the true and lasting wealth that lies at the end.

She wants a future - is that too much? This Thing Called the Future, the multiple-award-winning young-adult novel from J.L. Powers, is finally coming to South Africa, its country of origin. The book is set in Imbali, the sprawling township outside Pietermaritzburg. Khosi is fourteen years old. She lives with her grandmother and her little sister, Zi. Both her parents tell her of the past, about a time when hundreds of Imbali residents were killed in political violence. Khosi wants a future; she wants to help make South Africa a better place. Is that too much in an environment where some men believe that raping virgins, like Khosi, will cure them of AIDS? Meanwhile, Khosi has fallen in love and really, really just wants to experience that warm, fuzzy feeling that happens when Little Man, the handsome boy in her class, touches her hand. In a world where HIV and AIDS are treatable for those with money and access to good state-sponsored care, Khosi has to negotiate hours in clinic lines, vengeful men, her mother's disdain for traditional healers, her grandmother's faith in their sangoma, and the terrible curse her next-door neighbour has cast on their household. This beautifully crafted young-adult novel never preaches and never falls into the trap of “warning” teenagers against anything. It simply deals with the realities of township life and the hardships a young virgin faces. This Thing Called the Future has won several prizes in the USA. LAPA and Catalyst Press are proud to bring it back to its country of origin.

Can she raise a sibling and finish school? When her beloved grandmother dies, 17-year-old Khosi must learn to survive on her own. She has to take care of her little sister, Zi, while making a living as a traditional healer, and somehow try to finish school. When violence flares up again in Imbali, the township near Pietermaritzburg, Khosi finds herself at the centre of the storm. A taxi war threatens the safety of every person in Imbali, including Khosi's best friend and boyfriend, Little Man. The body of a murdered man is dumped on her doorstep. Accusations of witchcraft swirl around her, despite her every effort to keep her healing practice above board. When Little Man chooses the wrong path, Khosi builds a new romance, but her past might catch up with her. This is the sequel to Powers' award-winning novel This Thing Called the Future. In Under Water, we meet Khosi three years after the end of the first book. Can Khosi be a part of change in her community? And can she raise her sister while finishing school? There are few young-adult books that deal with raising a sibling. This one tackles that situation head on. Under Water is the sequel to This Thing Called the Future, a multiple-award-winning young-adult book that is being published in South Africa at the same time as Under Water. In the first book Khosi hears about, and experiences, feelings of being trapped under water while the ancestors try to speak to her. The sequel explains her journey into the future.

All the best bits from series 1-9 of the comedy panel game show. Along with all the clips that were too rude for TV, the show features host Keith Lemon, team captains Holly Willoughby and Fearne Cotton and guest appearances from, among others, Dermot O'Leary, Davina McCall, Ant and Dec, JLS, Kelly Brook, Jason Manford, Mo Farah and The Wanted.

One sister is a cop. The other a con artist. Both are suspects. ’Three deviously clever impossible crimes’ Gigi Pandian ’I especially loved the strident, salty, can’t-live-with-can’t-live-without relationship between the two sisters’ J.M. Hall ’I was gripped’ Louise Jensen ’An ending I never saw coming’ Faith Martin ’Twisty, tricksy and whip-smart … crackles with tension and humour’ Marion Todd ‘Ingenious, fun and very different from so many of the crime books out there today’ Ajay Chowdhury DI Tess Fox’s first murder scene has two big problems. One, the victim was thrown from the balcony of a flat locked from the inside. Two, Tess knows him. But the biggest problem of all is Tess’s half-sister, Sarah. She has links to the deceased and has the skills and criminal background to mastermind a locked-room murder. But she’s a con-artist, not a killer. When two more bodies turn up, Tess now has three locked room mysteries to solve and even more reason to be suspicious of Sarah. Can she trust someone who breaks the law for a living, even if she is family?

The world lies in ruins...humanity's last stand is underway...the dead have overtaken the living as the new dominant species. Day By Day Armageddon: Shattered Hourglassexpands upon the critically acclaimed series of the zombie apocalypse, and alternates between the handwritten journal depicting a military personnel's struggle for survival and the survivors he has met along the way-mankind's final hope in its darkest hours. Trapped in the midst of global disaster, they must individually and collectively make the agonizing decisions that could mean either living for yet another day, or the eternal curse of forever walking among the undead horde....

Flavorful vegan-friendly meals meet the ease of air frying--without the fat.

If you're serious about eating a healthy, plant-based diet but still have cravings for the crispy crunch of fried foods--this book has good news for you. The Essential Vegan Air Fryer Cookbook serves up the most comprehensive collection of good-for-you vegan recipes that pack deep-fried taste--without all the guilt.

From Sweet Miso-Glazed Brussels Sprouts to BBQ Jackfruit Nachos to Cinnamon Crisps, these yummy recipes use the healthiest real food ingredients without ever compromising flavor. But this air fryer cookbook book doesn't just give you healthy recipes--you'll also learn the ins and outs of air frying with expert advice and a handy troubleshooting guide. And yes, you CAN have French fries.

The Essential Vegan Air Fryer Cookbook includes:

• Air frying 101--Learn the benefits of air frying, plus how to choose and use the right model for you with this air fryer cookbook.
• Good food that's GOOD for you--Forget about fake substitutes. This air fryer cookbook embraces the rich and varied ingredients of the vegan diet so that you never compromise your health for great tasting food.
• 80 Whole health recipes--Get all the best recipes for breakfasts and breads, sides and snacks, main dishes, desserts, and must-have staples.

Ready, set, air fry crave-worthy vegan meals that everyone will fight over with The Essential Vegan Air Fryer Cookbook.

The Pulmonology pocket contains information invaluable to healthcare professionals in the management of pulmonary conditions. The pocket covers a variety of topics including arterial blood gases, pulmonary function tests, COPD and asthma, pulmonary infections and vascular conditions like pneumonia, pulmonary embolism and PAH. Important formulas, conversions, and drugs commonly used to treat pulmonary conditions are included as well. * Assessment, monitoring, and latest treatment algorithms for all major pulmonary disorders * Widely used guidelines and statements from major medical organizations and journals * Chapters: Anatomy/Physiology, Assessment and Monitoring, Obstructive Lung Diseases, Pulmonary Infections, Interstitial Lung Diseases, Pulmonary Vascular Diseases, Pleural Diseases, Lung Cancer, Other Lung Diseases, Therapy (drugs and gas therapy) For physicians, nurses, residents, students, respiratory therapists, and all other healthcare professionals.

What makes the Platinum mathematics course unique? Activities are stimulating and link to real life; separate mental maths section (grade 7 teacher's guide) and answer section (grade 8 & 9 learner's book); challenge and Did you know features will stimulate learner engagement; the text is suitable for South African learners in diverse school contexts; use of colour enhances the easy understanding of the text. Platinum! - Simply superior: Superior CAPS coverage and written by expert authors; superior illustrations and activities to improve results and motivate learners; superior teacher support to save time and make teaching easy, including photocopiable worksheets. Superior quality = exam success!

Sporadic news reports indicate chaos and violence spreading through US cities. An unknown evil is sweeping the planet. The dead are rising to claim the Earth as the new dominant species in the food chain. This is the handwritten journal depicting one man's struggle for survival. Trapped in the midst of global disaster, he must make decisions; choices that ultimately mean life, or the eternal curse to walk as one of them.

Open economy macroeconomics is a major focus of research interest stimulated in part by the increasing interdependence of the world economy and by the move towards floating exchange rates. This important new book addresses several central issues in the macroeconomic theory of different forms of open economies under differing degrees of dependency.

High-level commentary on various facets of the pharmaceutical industry from a key leader in the field This book clearly explains the value that the pharmaceutical industry offers to society which is often underreported against the more negative topic of high drug prices. It also offers an overview for drug discovery and development professionals, highlighting the challenges that such drug hunters should be aware of when developing new drugs. Case studies to illustrate topics like hepatitis C, mRNA vaccines, insulin, and price controls are included to aid in seamless reader comprehension. Written by John LaMattina, former president of Pfizer Global Research and Development and well-known speaker and writer for the pharma industry, sample topics covered and questions explored within the work include: Fiscal consequences of curing hepatitis C mRNA vaccines and the race for a cure Why the government does not deserve a piece of Biopharma's profits Paying for drugs whose ultimate value is unknown The impact of reduced revenues on R&D This book is a must-read for biopharmaceutical professionals and executives who wish to gain high-level insight into key challenges that must be first understood, then overcome, within the pharmaceutical industry.

A Comprehensive Review of the Liquid Alts Market and How 40 Act Products Can Enhance Client Portfolios Liquid alternatives give investors access to hedge fund strategies with the benefits of 40 Act products: lower fees, higher liquidity, greater transparency, and improved tax efficiency. Alts Democratized is a hands-on guide that offers financial advisors and individual investors the tools and analysis to enhance client portfolios using alternative mutual funds and ETFs. Well-grounded in research and replete with more than 100 exhibits of Lipper data, Alts Democratized profiles the top ten funds in each of the eleven Lipper liquid alt classifications. This includes total net assets, fund flows, risk and return metrics, and the factor exposures that drive performance and help explain correlations to various forms of beta. Jessica Lynn Rabe and Robert J. Martorana, CFA, combine this research with a comprehensive framework for fund selection and portfolio construction to enhance the asset allocation process, facilitate portfolio customization, and manage client expectations. In addition, the book includes functional perspectives on issues pertinent to financial advisors such as fees, client suitability, and volatility management. This helps advisors apply the concepts to portfolios and offer actionable investment advice. The authors also interviewed executives at leading wealth management firms to provide color on industry trends and best practices. The companion website provides ancillary materials that reinforce and supplement the book, including: * The authors top ten takeaways * Classification cheat sheet * Portfolio construction guide (full color) * Talking points for clients * Q&A on liquid alts * Presentation with all 118 exhibits from the book (full color) Alts Democratized comprises a complete resource for the advisor seeking new sources of alpha, diversification, and hedging of tail risks.

Henry Pattee Byng (1699-1747) was Sir George Byng's eldest son and became the second Viscount Torrington on his father's death in 1733 (see volumes 67, 68 and 70). This very detailed journal is concerned only with the Sicilian Campaign between 1718 and 1720. The very young Pattee Byng had spent time as an army officer and was not officially in the Navy, but George Byng received the King's permission for his eldest son to accompany him as his representative and special envoy, when George Byng was appointed to command the British Mediterranean Fleet in March 1718. The journal gives a lively picture of the campaign and the difficulties of cooperation between a British fleet and an Austrian army. Pattee Byng took the news of his father's victory over the Spanish at Cape Passaro beack to England, travelling overland by coach.

Henry Pattee Byng (1699-1747) was Sir George Byng's eldest son and became the second Viscount Torrington on his father's death in 1733 (see volumes 67, 68 and 70). This very detailed journal is concerned only with the Sicilian Campaign between 1718 and 1720. The very young Pattee Byng had spent time as an army officer and was not officially in the Navy, but George Byng received the King's permission for his eldest son to accompany him as his representative and special envoy, when George Byng was appointed to command the British Mediterranean Fleet in March 1718. The journal gives a lively picture of the campaign and the difficulties of cooperation between a British fleet and an Austrian army. Pattee Byng took the news of his father's victory over the Spanish at Cape Passaro beack to England, travelling overland by coach.

From "The Godfather of FI", a follow-up to his international bestselling personal finance sensation The Simple Path to Wealth! Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence-providing practical encouragement and inspiration for anyone who wants to join them. Lighting the way in the real world to The Simple Path to Wealth, these are fascinating, heartfelt, often surprising tales: - of struggles overcome and the rewards that followed - of enterprising solutions to unexpected problems - of sacrifices made and the kindness of strangers - of surprisingly simple steps-and the amazing places they can take you and much, much more. Author JL Collins accompanies these readers' stories with reflections on his "rules for the road"-as well as a candid conversation about the journey to financial freedom with his daughter, the inspiration for his original international bestseller. Pathfinders is the ultimate companion for your own journey to financial freedom-and the true and lasting wealth that lies at the end.

Improve your project management skills and accomplish more in no time at all In these days when projects seem to be bigger and more challenging than ever before, you need to make sure tasks stay on track, meet the budget, and keep everyone in the loop. Enter Project Management For Dummies. This friendly guide starts with the basics of project management and walks you through the different aspects of leading a project to a successful finish. After you've navigated your way through a couple of projects, you'll have the confidence to tackle even bigger (and more important) projects! In addition to explaining how to manage projects in a remote work environment, the book offers advice on identifying the right delivery approach, using social media in project management, and deploying agile project management. You'll also discover: What's new in project management tools and platforms so you can choose the best application for your team How to perfect your project management business document with an emphasis on strategy and business knowledge Details on the shift from process-based approaches to more holistic, principle-based strategies focused on project outcomes Examples of how to turn the strategies into smooth-flowing processes Best practices and suggestions for dealing with difficult or unexpected situations If you're planning to enroll in a project management course or take the Project Management Professionals Certification exam, Project Management For Dummies is the go-to resource to help you prepare. And if you simply want to improve your outcomes, this handy reference will have you and your team completing project goals like ninjas!

There has been an increased awareness of the need to establish and maintain small-scale forestry in tropical countries. This is due to concerns over continued deforestation, as well as the long-term environmental and economic resources these plantations can contribute if managed successfully. This book examines the constraints that limit the development of small-scale forestry in tropical environments and how they can be overcome. The authors first explain the background to their research and demonstrate how, in contrast to industrial plantations, small-scale forestry has a wide variety of objectives, including the production of fuelwood and a wide variety of non-wood products, and the protection of degraded watersheds and wildlife habitats. They examine a broad range of socio-economic topics under the broad themes of policy development, market considerations, the evolution of small-scale forestry systems, and timber and non-wood benefits. In developing countries for example, small-scale forestry is often regarded as a means of facilitating sustainable regional development. As a result of seven years extensive research they have developed a strong policy line, examining measures such as tax provisions and the targeting of subsidy and extension programs that can help promote the growth of non-industrial forest industries. The authors present an integrated socio-economic analysis of the opportunities, impediments and challenges to small-scale forestry in the tropics. As such, this book will be required reading for scholars of environmental economics and science, land resource economists, and environmental, forestry and resource managers.